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Can my fiance and i apply for an FHA loan to get in to a house this year, before were legally married?

We both have good credit and income. by Terry99Levine from Bozeman, Missouri. Sep 10th 2013 Reply


Ron Wohlfarth (RonWohlfarth)
#34 ranked lender in New Jersey - 65 contributions

Yes you can~~~ Contact us for assistance at Money@RonWohlfarth.com or 856-853-1234

Sep 11th 2013
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yes you can both apply for a loan. You can reach me at 314-400-6390 if you have any further questions.

Sep 10th 2013
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Barb Lanis (BarbLanis)
#69 ranked lender in Illinois - 679 contributions

Yes, you can purchase a home together, without being married.

Sep 10th 2013
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Ken Burrows (mortgagesforamerica)
#19 ranked lender in Nevada - 572 contributions

Yes you can. We issue pre-approvals in 30min. or less. Let me know if I can be of assistance. P: 888-320-7888 - www.MortgagesforAmerica.org - Ken Burrows

Sep 10th 2013
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Yes! This is normal for two people unmarried to purchase a home and use both incomes to qualify.573-382-7366 if you have any questions. Chris-USA Mortgage

Sep 10th 2013
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Jamie McKeehan (Jamiem)
#34 ranked lender in Kansas - 32 contributions

Yes you can. I have personally done loans in your area and would be happy to assist you as I take pride in eduacting my clients thru this process. We are located here in Kansas City and we are a full service lender which allows us to have the lowest rates and fees. You will have me for the life of your loan is what this means to you, not another company you are sold off to. Feel free to contact me and compare apples to apples. 816-309-0054 Jamie McKeehan Branch Manager Caliber Home Loans

Sep 10th 2013
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Jamie McKeehan (Jamiem)
#34 ranked lender in Kansas - 32 contributions

Just as i hit the submit button i noticed my mispelling..

Sep 10th 2013
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Elden Lewis (elewis_409_299)
#41 ranked lender in Indiana - 223 contributions

Absolutely, it usually takes lenders anywhere from as little as two weeks to 45 days to get most loans closed. As long as you get a signed purchase agreement by mid November you should be OK. It is not necessary I would advise that you get pre-approved as soon as possible just in case there are any glitches that needs to be worked out.

Sep 10th 2013
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As stated by all the other lenders, you most certainly can do that. Check me out at www.unionkc.com. My past clients say it all there.

Sep 10th 2013
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Jason Vondrak (jvondrak)
#220 ranked lender in California - 1,741 contributions

Yes, you do not need to be married in order to purchase a home with someone.

Sep 10th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Yes, do it soon.

Sep 10th 2013
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Peter Botros (PeterBotros)
#70 ranked lender in New York - 895 contributions

yes

Sep 10th 2013
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Joe Shamie (Joe Shamie)
#4 ranked lender in New Jersey - 1,412 contributions

yes

Sep 10th 2013
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Sure, it is done all the time for all types of mortgages except VA. You can't be discriminated against based on your marital status.

Sep 10th 2013
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Todd Tholl (toddtholl@leader1.com)
#4 ranked lender in Iowa - 239 contributions

yes

Sep 10th 2013
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

absolutely.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Sep 10th 2013
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Marlon Mitchell (mmitchell)
#6 ranked lender in Missouri - 52 contributions

Yes. For assistance please contact me at 816-759-0200

Sep 12th 2013
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Yes you can~~~ Contact us for assistance at Money@RonWohlfarth.com or 856-853-1234

Sep 12th 2013
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Terry when you have a chance, please contact us at 856-853-1234 or e/m Money@RonWohlfarth.com

Sep 12th 2013
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Chris Caporiccio (chris.caporiccio@wellsfargo.com)
#13 ranked lender in New Hampshire - 31 contributions

Absolutley, please contact me to disucss your FHa mortgage and options to save on the PMI & FHA MIP durring the process.Please email me @ chris.caporiccio@wellsfargo.com

Nov 4th 2013
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Sara Deere (Mortgagequeen2)
#16 ranked lender in Missouri - 608 contributions

I would be happy to help you both get into the house by the middle of December. Open Mortgage is a full service residential mortgage lender, only pull your credit one time, and everything is done in house. I would be with you every step from start to finish. You can contact me at 816-268-5931 or go to my website for more informaiton at http://saradeere.openmtg.com.

Nov 18th 2013
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MIKE CONVIN (mconvin)
#6 ranked lender in Delaware - 202 contributions

hi Terry: yes you may apply. We are a bank and have flexible underwriting guidelines no overlays. We can assist in closing costs etc if needed. Lending Nationwide...NLMS 754875...mconvin@banchomeloans.com (Mike 703 505 5300)

Nov 18th 2013
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Derick Condron (rightstartoregon)
#30 ranked lender in Oregon - 598 contributions

Yes the only program that requires you to be married and use both people's income and credit profile is VA.

Feb 24th 2014
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