Looking for a 460K loan on a purchase price of 575K. (20% down) Mid Fico is 672Annual income of 165K+ with very little in monthly debt. 325/month in car pmt.Is this possible?Thanks! by rfant_282_783 from Waxhaw, North Carolina. Jun 11th 2012
Yes it is very possible. Rates are around 4% on a 30yr. Fixed Conventional loan right now. No Mortgage Insurance. Give me a call tomorrow and I can help you. 888-320-7888 - Ken www.MortgageWholesale.net
Yes. Sounds like you should have no problems.
Yes there are a few different options available for you depending on what your ultimate goal is and as Ken said it should be possible unless there is something out of the ordinary. Feel free to reach out tomorrow. www.FPFraleigh.com
Let review which loan will be best for you.David Fitts - USMC RetiredBranch Manager - NMLS#71294Equity Loans, LLC5960 Fairview Road - Suite 339Charlotte, NC 28210704-968-7356 direct | 866-254-4844 faxdfitts@equityloansnc.comwww.equityloansnc.com
There should definitely be options for you from the info you provided. Most likely the best way to make it work and the lowest rate and payment for you will be to structure the loan so that the main (first) mortgage is $417,000 with a second mortgage for $43,000 otherwise you would be trying to qualify for a "jumbo" loan which have much more stringent requirements and higher scores - especially with a score in the range where yours is currently. All the lenders you answering here or that you might talk to will likely have very similar rates so it is really a question of who you are comfortable workign with and confident of the resutls. I am in Charleston, SC and can help you in NC. Please contact me (pretty much anytime, even in the evening) at pdumouchel@primelending.com or 843.343.6383 and we can work through your options.
You probably can secure a loan with your current credit/income situation. I have 3.375% on a 5 year ARM. Call or e-mail me for the details. I am located in Indian trail NC, licensed in NC and SC.Ken Baltes 704-684-2117 or kbaltes@1asmc.com
Yes very possible, give us a call...we've doing mortgage and mortgage only for more than 25 years, have a A+ rating with BBB. And we will glad to help get you that dream purchase...Lamin at Equity Mortgage Lending 1-800-949-1010 ext 2413.
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