1st time home buyer.

So what's your question? Go buy anything you can afford monthly !!!!

How much you qualify for depends on what other debts you have. If you have no other debt you could buy up to about $410k sales price with 20% down and good credit. Let me know if you have any specific questions.

Hello - What exactly is your question?

Yep.. I can do that loan.. but we would need to look at your complete loan profile to zero in on the best loan for YOU!! I'm local, and I'd be glad to assist.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893