MISSION STATEMENT

To be thought of by clients and colleagues as a person with integrity, follow-thru, and organization. To be a consultant not a transactional salesperson. To help all that I come in contact with to improve their quality of life through responsible lending practices.

GOAL

To enjoy what we do every day, and be challenged by it. To work smart, so that we may spend quality time with family and friends. To remind our client's of their dreams and help them realize a stress free retirement.

PHILOSOPHY

We approach every appointment with our client's in listen only mode. We ask about their goals, dreams, and future plans. We help every first time home buyer with a budget, to really look at what they can afford not what they want. A gentle reminder to them that they should not be tied to a mortgage payment they cannot truly afford. They need to go to dinner and a movie occasionally! We discuss our 5 year rate protection plan and determine when it might be right for them to upgrade and what they need to do to get there.

Conversely, with Seniors we revisit their retirement dream. . Most important to any Senior whom has children and grandchildren is the legacy they want to leave, living an independent life and, to be financially stress free. This is first and foremost in our discussions. We then research the facts so, they can make an informed financial decision of whether or not to use a Revese Mortgage

Specialties: First Time Home Buyer, Reverse Mortgage for Purchase and Refinance, VA Loans, FHA, Freddie Mac, Direct Lender, Mortgage Broker, Jumbo Loans, Stated Income Loans.

Cal-funds Purchase Program cal-funds purchase loans Government Employee's can benefit from on their next purchase! 

   Cal-FUNDS purchase program for government employee's was especially established to help hardworking California government workers as well as our W-2 wage earners purchase a home. Call Unity West Lending for more details!  Our office: 714-422-0880
Fireman, Postal workers, Teachers, Nurses, Police officers, Electricians, Etc…

cal-funds purchase loan program is for 1st time, 2nd time, 3rd time or 4th time home buyers it does not matter:

• Cal-FUNDS purchase program purchase loan is available as long as you’re a W-2 wage earner (not self-employed or 1099 contractor).
• Interest Rates are at least .25% lower than traditional interest rates (enables your home buyer to qualify for a larger loan amount thus a larger purchase price).
• Yes, Loan approval within 24 hours and closings in as little as 7 days.
• Real Estate Agents Look No Further, Cal-FUNDS will allow you to increase your closing ratio.
• We offer discounted lender fees on behalf of the Real Estate Agent.
• As little as a 5% down payment.
• No Monthly Mortgage Insurance (helps with DTI issues)
• Approval Letter within minutes (send us your borrower’s W-2, paystubs)
• We have helped several borrowers close on their home purchase that were turned down by other lenders.
• We make the Closing painless and enjoyable!
• VA, FHA, and Conventional options also available.​

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Please contact us at 714-422-0880 for questions about the cal-funds purchase program. Click here to sign up for the Cal-FUND$ Newsletter.  

Click to apply online and we will start the process and get you pre-qualified for your new home.