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Stacey Nielsen's Blog


A wide variety of products
Updated Oct. 9, 2013
We have the right Loan for you! http://www.trustlink.org/Reviews/Unity-West-Inc-206392012. If you clicked on the link you would have seen that we have over 150 reviews and still maintain a Five Star Rating with the BBB. . Just two reasons why I am confident we are the right Lender for you. We are unique in that we have...
Which is the best program for you?
Updated Oct. 9, 2013
Any mortgage loan other than an FHA, VA or an RHS loan is conventional one.FHA LoansThe Federal Housing Administration (FHA), which is part of the U.S. Dept. of Housing and Urban Development (HUD), administers various mortgage loan programs. FHA loans have lower down payment requirements and are easier to qualify...
20 Things you MUST know before buying a Home!
Updated Oct. 9, 2013
"20 Things you MUST know before buying a Home!".
Understanding Mortgage Terms
Updated Oct. 10, 2013
http://www.uwlending.com/blog-understanding-mortgage-terms_id-2165.
5 Things to Consider Before Buying a Home
Updated Oct. 24, 2014
1. Can I afford monthly mortgage payments?. Evaluate your current financial circumstance by creating a budget of your income, debt and available cash flow. You may use a mortgage payment calculator as a mock example to get an idea of the anticipated payments. Depending on your credit, your interest rate will vary...
8 Expenses to Expect With Your Home Purchase
Updated Oct. 24, 2014
Buying a home can be expensive, but the sticker price often doesn't even begin to cover the other expenses. Most people don't know the full range of the expenses you need to have to reasonably cover a full home purchase. Here are the 8 most common expenses to expect when you purchase a home:. Down Payment....
Pre-Approval Letter for your next Home Purchase
Updated Oct. 24, 2014
Visit our website for faster service for your:. Pre Approval Letter for your next Home Purchase.Unity West Lending is your premier Orange County mortgage company and direct lender for home mortgages. If you are seeking financing for your home purchase loan or need to refinance your current mortgage, we are here...
Higher Fees for Good Credit Borrowers This April
Updated Mar. 6, 2014
This week, updated pricing grids from Fannie Mae and Freddie Mac revealed borrowers with "good credit" - in the 700 range - will be required to pay an additional 1.5% in upfront fees starting April 1, 2014. Of course, this only affects those mortgages backed by Fannie and Freddie, but those loans account for the...
What are the requirements for a VA loan?
Updated Oct. 24, 2014
What are the requirements for a VA loan?. This article does not address the VA Loan Eligibility, but describes in detail the standards that Veterans of the United States must meet for getting a loan from the Department of Veteran Affairs. Under certain circumstances, like job relocation, a veteran may borrow two...
STATED INCOME LOANS
Updated Oct. 24, 2014
A Stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are nominally intended for...
Calculating the Costs Needed for Your First Home
Updated Apr. 7, 2014
If you're a first time homebuyer, you are probably eager to figure out exactly how much home you can afford. When you are pre-approved, you will receive a general idea of that monetary range from your lender, but it's always good to do some calculations on your own to make sure you aren't exceeding...

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