need a jumbo loan but also VA eligible
Hi,You just need a 660 score. Having the reserves is great. They have JUMBO VA's loan. What is the sales price and what county are you in?Todd Windes661.342.5999

I cant seem to get through to this number is there another number I can call ?
I'm Sorry.My cell phone number is 661.342.5999Todd WindesLocal Lender's Group

Combination loan with 1st and 2nd in CA
Hi there,It will depend on your equity position. It will be considered a cash out refinance. How much do you owe on the first and second individually? Thanks, Todd Windes LLG

How much of a tax savings can I realistically expect when I buy?
Hello,Certain closing fees to buy the home the first year. Also, all the interest and property taxes every year which can be a substantial amount. Todd Windes661.342.5999

Should I Move My Down Payment and Closing Costs to a Separate Bank Account?
Hi Tony, ''great question. In my experience (20 years), Please do not deposit or move any funds without consulting your loan officer first. Tracking the money in the accounts its literally the most frustrating thing to do in the transaction. Its best leave it where it is if possible. Always use a cashiers...

I already have one VA loan. I would like to purchase another home,. Do I qualify for a second VA loan?
It really depends on whether you have enough VA ability benefits left. It is possible. You are allowed to have more than one.

Purchasing in High Rate Market
Hi there,Yes we have some creative loan structures to assist first time home buyers. Please give me a call when you're free. We can go over a few of them. Thanks, Todd 661.342.5999

Can two people retired on social security income of $2500 get a USDA loan ?
Possibly. the income source is not an issue. Still need to pull credit, make sure debt to income ratios are ok, and property sits in a USDA allowed area. I hope that helps.

Refinancing without seasoning period?
Hi Jesse,I have a couple of different ways to do this. Please reach out to me to discuss at todd@teamwindes.com and my cell is 805-905-5162. I'm in OC too. Todd