I NEED A LOAN
We close loans that other do not. Self Employed Professional. Stated Income or Jumbo Fannie or Freddie up to 2 million.Steve at 805-374-6000 www.homeloans411.com

Can I get a loan to buy a house with poor credit ?
Yes we can obtain a Real Estate Loan regardless of your credit. Contact Steve at 805-374-6000 evenings or weekends ok!

House underwater, what are my options for refinancing?
Hello Kandace123456 HARP 2.0 is available if you obtained your loan prior to May 2009 and Fannie Mae or Freddie Mac is servicing your loan. There are a few things we must know before we can give you the correct answer. oUNDERWATER? You owe more than your home is worth? New HARP 2.0 If you are not sure if you have...

how long is the average loan closing
We operate on a 21 day closing, unless a purchase and this is based on the agreed Seller buyer date. Steve 805-374-6000

If the bank lowers my principal loan during a modification, will it affect a future sale?
NO. The current balance when you sell is what you will owe.

I need a refinance - home underwater and now with Ocwen
The is a program for underwater loans called HARP 2.If your loan is owned by Fannie Mae (www.fanniemae.com/loanlookup) or Freddie Mac (www.freddiemac.com/mymortgage/) then contact me at 805-374-6000 Steve or email at steve@greatamericanfunding.com

hello, I have 18.5 years remaining balance on my mortgage payoff and would like to know the best option how to cut those years in half.
To cut the term to around 9.25 years pay approx. $430 more per month.

Spouse's bad credit impact on buying a home
The Lenders use the lower of the middle scores. Many lenders are going back from 4 years since BK to 7 years. Simple, do not put her on the loan or title. Talk to an Estate AttorneyWe would be honored to assist you. Depending on the down we could use the FHA program, as they allow for BK that is over 2 to 4 years...

Can I refinance my mortgage with no closing costs in chino ca?
Anywhere in California. There is no free lunch. To obtain the lowest rate, you add the third party costs to a 0 point loan. If you do not want to add to the loan amount, then the rate has to suffer. Your choice. Again depending on the loan amount how much the lender can pay for your closing costs, the lower loan...