Located in the Twin Cities but licensed in several states across the country (NMLS# 261849). Licensed since 2001 with Mortgage Lending experience with over 2000 loans closed. Top notch technology including secure online applications, digitally signing documents online and live computer "screen-share" to go through documents page by page if needed.

Expert in:

• Conventional... 3 to 5% down (including Obama HARP REFI's). The best / cheapest options for Mortgage Insurance.
• FHA... 3.5% down including "Non-Condo Condo" program
• VA Mortgages... NO money down. Ask me about my Debt Consolidation Purchase; my Non-Rehab Rehab VA Purchase or my "cash out" IRRRL program.
• USDA... Rural Development loans NO money down
• Construction Loans... one-time / two-time close and rehab loans available
• Reverse Mortgages. An option for Seniors to stay in their homes."

Contact Steve at 612-386-5306 or email at Steve@YourFavoriteMortgageGuy.com with any questions you may have!