Why is it so hard to refinance my home with a 585 fico score?
Steven,Not knowing all the particulars with your situation it is hard to give you a simple answer to your question. If you would like to come into the office or discuss over the phone please give me a call at my contact information listed below. Steven N Taylor-President/Loan Officer MLO#4349 First...

How do I find out if my condo is fannie/freddie
Visit fanniemae.com or freddiemac.com each site has a loan lookup tool to put your information in. Please keep in mind the harp program with many lenders will have loan to value restrictions on refinancing. If you have any questions feel free to give me a call at 1-800-737-1366 ext. 202. Best...

fha pmi
Unfortunately mortgage insurance on FHA mortgages is required. There are other financing options to avoid private mortgage insurance. Please call me for a free quote at 1-800-737-1366 ext. 202. Steven N Taylor-President/Loan Officer MLO#4349 First Northern Financial Group, Inc. MB#1537 980 Eddie...

Do you have to pay PMI if you get a conventional mortgage?
Thanks for your question. Many lenders can offer the Finance Single Premium Option or you can take a loan with a higher rate to avoid PMI. Please feel free to contact me with any other questions. I can be reached at any of my contact numbers listed below. Steven N Taylor-President/Loan Officer MLO#4349 ...

is there a minimum credit score needed for zero down on VA loan
Brett,I have a min. Fico score of 620 on VA purchases. Please email or call me to discuss your VA purchase. Best Regards,Steve Steven N Taylor-President/Loan Officer MLO#4349 First Northern Financial Group, Inc. MB#1537 980 Eddie Dowling Highway N.Smithfield, RI 02896 Office: 401-762-8140 Ext. 202...

Could I get a fannie loan with a 580 credit score?
Thanks for the question. Most lenders and banks have a min. 620 credit score. There are other loan programs you can qualify for to purchase a home. Please give me a call to discuss. Steven N Taylor-President/Loan Officer MLO#4349 First Northern Financial Group, Inc. MB#1537 980 Eddie Dowling Highway N...

are va mortgage rates the same throughout ri
VA rates can vary depending on the Bank or Lender. I am Mortgage Broker/Owner in RI with 20 years experience lending in RI, my office is located in North Smithfield. I would like the opportunity to sit down with you and discuss your financing options. I can be reached at 401-762-8140 ext. 202 or email at...