Can I get a conventional mortgage with 5% down and low credit score
Why you don't you give me a call if you live in New Jersey. My company is located in New Jersey and we also lend in NY, We can go over your scenario ...Sharon 732 606 6264

Are there lenders that still allow 10% down?
7th Level Mortgage is a local New Jersey Broker. There are loan products available with different lenders. There are several products to fit your financial needs. Please give me a call to analyze your individual needs.SharonNMLS 246530732 606 6264

is it possible to get a buisness loan to buy a small bowling alley with no money down and no collateral?
Unfortunately, there would need to be a contribution from the buyer. SBA is very generous to small businesses but they do need to protect their investment. Feel free to call me. Let's discuss the scenario.Sharon7th Level Mortgage732 606 6264

Gifts or grants from qualified housing resources can assist with the down payment amount.
This means that an immediate family member can gift you money towards the down payment and closing costs. The transaction would need to be sourced. Sometimes in your state grant money is available. You need to meet the credit score requirement though.Sharon7th Level Mortgage

Are there any credit requirements for reverse mortgages?
Guidelines will be changing soon for Reverse Mortgages. At this time there are no credit requirements and a fixed interest rate is still available. If you are considering a HECM I would contact a local broker and start the process now.Sharon7th Level Mortgage

How long do I have to wait to apply for a refinance on my property?
You need to provide a month of paystubs after being on unemployment. To be more accurate I would a little more information. Please give me a call.Sharon 7th Level Mortgage732 606 6264

I would like information on a stream line fha loan. Will there be closing cost and a apprasial
A streamline is the refinance of an existing FHA loan. There is no appraisal required. A lender credit can be offered to offset the closing costs but you need to meet the credit score guidelines. I will be happy to discuss this further with you. Please give me a call.Sharon7th Level Mortgage732 606 6264

can I get a loan even though I filed banckruptcy three months ago?
Hi Mike...For right now you need to rebuild your credit and stay on top of it moving forward. There is a waiting period from the date of discharge. That gives you time to rebuild your credit and start saving toward future goal.I hope this helps. I am a lender in New Jersey, but the guidelines are standard...

Is it always a good idea to pay your mortgage off early?
I see you have a variety of answers here and they are all right. If you think about what you pay in interest over the life of the loan, I always suggest homeowners pay their mortgage down. It does add up to a substantial savings and as you reach retirement, if you did not plan properly, you're housing...

Who pays tax stamps in Florida, buyer or seller?
When you purchase a home you negotiate with the seller to reach a sales price you both agree on. Sometimes the negotiations will include determining which party will pay for additional costs, such as transfer taxes. However, in some states it's customary for one party to pay certain expenses. In...

First time buyer, credit score 620, low income (30k), what are my options to buy a house?
Please give me a call..Sharon7th Level Mortgage732 606 6264

lien
I am a local broker. Please give me a call.Sharon Duffy7th Level Mortgage732 606 6264

New home purchase in Northern NJ: mortgage options?
I am a broker in New Jersey. Please give me a call.Sharon Duffy7th Level Mortgage732 606 6264

My middle score is 547, but I have to remove my ex-husband from the mortgage per court order. What are my options?
You may have to do some credit repair before you can refi the loan into your name.Please give me a callSharon7th Level Mortgage732 606 6264

USDA w/ 2nd parcel
Is this a purchase or a refinance? And are there 2 deeds?

Can having a high income make up for a low credit score when applying for a mortgage?
Unfortunately most of the banks today have minmum credit score requirements. Please give me a call and we can go over the tradelines that are affecting your score. How low is your score?Sharon7th Level Mortgage732 606 6264

Change Lender prior to closing
Based on the information you provided, I would most definitely change lenders. Please give me a callSharon7th Level Mortgage732 606 6264

a person with a credit score of 560 will he be able to find a lender
It would be very difficult getting approved if at all. Give me a call and I can review your credit report to see what the derogatories are and then what you need to do to correct them.Sharon Duffy7th Level Mortgage732 606 6264

Jumbo loan in NJ with 5 percent down?
I would need a little bit more information....Please give me a call.Sharon Duffy7th Level MortgageCherry Hill, NJ732 606 6264

I would like to buy a house in Orange county in Orlando ,Florida but my credit scores are Equifax 578,experian566,Transunion616
I agree with Charlie, it will not be easy getting approved with your scores. I would be happy to take a look at your credit report and see what you can do to improve your credit.Sharon7th Level Mortgagesduffy@7thlvl.com