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Parrish Register's Answers


Credit score of 723, want to refinance my home
Calvin,Feel free to reach out and I will email you rates/payments on 15, 20 & 30 year mortgages. We are a local lender based in Raleigh.Thank you,Parrish RegisterFirst Priority Financial1000 St. Albans Dr. Ste 350Raleigh, NC 27609919-302-1444 Cell888-909-8582 FaxParrishRegister@gmail...
Is it possible for me to get a FHA home loan?
Great answer by William. I am a local 11 year broker here in Raleigh and if you care to reach out I will pick up where William left off. My email is ParrishRegister@gmail.com
Middle credit FICO score of 709, can I get a good rate for a refinance?
Kyle,Your rate would come in around 4% due to your score and the Loan to Value. Also if you are interested there are a few things you can do to improve your score which ultimately will improve the interest rate you are offered by any of the lenders on Lender411. Thank you for your inquiry and certainly reach...
Is Mortgage Investors Corporation a VA lender
Well said Bert. Also decide if you want a 3 year adjustable rate or a fixed rate as I believe all they offer are ARMs.
Need help with construction loan
Good morning,Congratulations on being able to get out from under your existing home and move on to a new chapter. You are correct in the fact that most builders lack the ability to attain construction loans now due to the housing collapse. However we have a local bank that I can put you in touch with that...
460K Loan on 575K Purchase
Yes there are a few different options available for you depending on what your ultimate goal is and as Ken said it should be possible unless there is something out of the ordinary. Feel free to reach out tomorrow. www.FPFraleigh.com
How does my employment history affect my chances of getting a loan?
Gaps in employment over 30 days must be explained but gaps in employment for self-employed borrowers are not allowed. Thanks and best wishes
Parameters for using part time income
That is correct however this should have been covered during the application process.

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