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We pride ourselves on providing you with the best pricing in Georgia. A mortgage is often the largest investment anyone will make. Why trust someone who isn't licensed and doesn't specialize? Our loan officers are licensed originators who only service the state of Georgia. Fernbank Mortgage is local, our costs and rates are the best, and our customer service is unbeatable.


Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan...
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The Obama administration launched the Home Affordable Refinance Program, also known as HARP. This program is designed to aid homeowners currently owning a mortgage where the home has a market value lower than what is owed....
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Is your current interest rate high?  Do you have an adjustable rate or an interest only loan?  If so, I may be able to help.  Give me a call or just send me an email and I will take a closer look. If your home is worth less than when you bought it or you have little or no equity, you can still refinance into a low monthly rate.  Call me to see if you qualify and take advantage of the great mortgage sale.

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