Are conventional loans fannie mae? Also, fannie increased down payment to 5% but aren\'t conventional loans already a minimum 5% down?
if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

Can a tx50a6 loan only be purchased in TX. ??
if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

Can a tx50a6 loan only be purchased in the state of tx?
if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

No Doc Loans
I don't offer those, but wondering why wouldn't you consider a full doc loan?! anyway, if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

my fico score is 725 and my wife is 600.we can put 50% downwe are retired and total monthly income is4775 with 300000 in cash assets. can we get a mortgage for 120000?
Yes you can, if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

I had some storm damage and a part of my house is being gutted and remodeled.
I totally agree with them, but if you want to fix your house and don't want to spend money now,, you may consider a 203k loan. I will be glad to assist you if you still need help, and you can reach me at (201) 434- 0005, best wishes.

Engaged and considering whether to get into a home or get married first
if you still need help, I will be glad to assist you, give me a call at (201) 434- 0005.

whymy name is on fannie mae loan with my mom but not on green tree mortgage statment
Obviously both of you are responsible for the loan, green tree may chose whom to get the payment from and it looks like your mom was the main borrower, and you were the coborrower.

How quickly could i purchase a second home for investment and sell it?
as soon as you can sell it, but I will tell you why some people say you have to wait for one year. assuming you are buying a property today for $100, and you want to sell it next month for $105, the appraiser cannot give you that value, and the bank will reject the buyer's application. So in order to be...

Is it ture that national lenders like Loan Depot can offer better rates?
It depends on the cost of your loans, many local lenders may get you a better rate if they can see that your case is easy, and not time consuming. also remember that those local lenders have access to many other investors and many programs while national lenders are stuck with limited programs they are...

How long do you have to wait for an FHA loan after a BK 13?
36 M from the Discharge date with a good explanation why you had to file it and why you won't get to the same situation again.

Is the 36 months from the time the BK 13 is filed or from discharge
36 M from the Discharge date with a good explanation why you had to file it and why you won't get to the same situation again.

sorry that was a mistake to post that here

from TX dti of 42 with chapter 7 six mos ago -- reaffirmed -- can i do HARP?
you have to be able to explain your financial hardship, and why and how you got affected, with some affirmation on you want to keep you mortgage payments on time, and you don't want to lose you home.

My husband has a credit score of 608 has good income, just bumps on the creditcan you still get a loan???
You can easily be qualified for an FHA loan, while most lenders require a FICO score of 620, but you have few that can do 600 others do it for 580. but if you want to get to the safe side and make sure you have the enough credit score to do a loan with any lender, and to get the best interest rate that may be...

wondering if i qualify
you may qualify, but I need more info..give me a call 201-434-0005, I will do my best to help you and guide through the whole process.

How long should the approval of a loan take?
I agree with Aundrea, and Sean; it's never been based on credit score only, many other factors would affect the decision. but this guy is taking too long.

Can I get a VA Loan with a 616 median credit score and 0% down?
Yes you can get that loan up to $417,000. But I recommend that you try raise your credit score a little bit in order to qualify for a better rate, best wishes.

Does everyone think the rates will go sideways from here until end of year?
I wouldn't predict the rate, that is why I always advise to lock the current rate, if it goes little less, it won't be bad and won't make a difference, but if it goes up, borrowers tend to hesitate and wait while rates go up again.. bottom line, my advise is not to wait for better rates.

How much cash do i need before applying for a $220k fha or conventional loan?
you will have to pay for upfront mortgage insurance for an FHA loan, better off with 5% conventional only that 5% plus closing cost.