How long do you have to wait for an FHA loan after a BK 13?

36 months, with some hardship exceptions.

36 months from the discharge date.

36 M from the Discharge date with a good explanation why you had to file it and why you won't get to the same situation again.

As little as 12 months as long as you have made ontime payments and re-established good credit and have permission from the court

FHA guidelines technically state you need to wait a minimum of three-years. But, you can do two-years in most cases with acceptable re-established credit. Even less time is possible, but that exception I NEVER see approved. www.Minneapolis-Mortgage.net

1-year of the payout must elapse and payment performance must be satisfactory. You also have to receive permission from the court to enter into a mortgage.

36 months from discharge OR 12 months after filing with a good payment history, permission from court, and meeting other qualifications... I am always happy to assist whether I work on your financing or not; So if you need more information, a pre-qualification, or a competing rate quote you can go to my web page and use my live support button to discuss or get advice on anything at all with me. Web Address is: http://www.loansfromrob.com/quote/ Email is rhanson@gladewaternational.com and direct phone is 240-752-7549. Good Luck -- Rob Hanson