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Linda Emmerich's Answers


How long should a refinance take in this current low interest market?
The length of time for a refinance depends on a few things. Much of the wait time would be if a home appraisal is required. The rest of the credit documentation and verifications take very little time. Even with an appraisal, you should be able to close on a refinance in about 45 days unless there are unusual...
I am having trouble finding a lender who wil work with me on a HARP 2, DU refi plus. Where should I look?
Hello, if your current loan is backed by Fannie Mae or Freddie Mac, you may be eligible. Have lenders indicated why they cannot work with you? I am happy to see if you qualify by entering your information into our system. The process is simple and pretty quick, no obligation! Feel free to call me, Linda, at...
Getting a jumbo or 80-10-10
Hello, thank you for your question. I have a few different jumbo programs available and you can get into a Jumbo with 10% down assuming this will be your primary residence. All pricing is risk-based, so once your loan is entered, we compare pricing and options with the different programs we offer. I would...
i have a conventional loan on my home, the morgage company(BB&T) told me it was a freddie mack loan,
Hello, I am with a local community bank here in Wisconsin. We lend in most states and can help you with your Freddie Mac loan. It would not take much time for us to run your loan scenario through to find out if you qualify. If you are interested in speaking with me, please call me directly at (608) 298-1704.

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