Financing a home purchase in today's market requires patience, tenacity and perseverance...but more than anything else Real Estate Professionals and consumers need the confidence to know their Mortgage Professional truly understands lending guidelines and standards. During the past twenty years I have had the opportunity to help many consumers buy their first home through HUD certified Home Buyer Courses and have given me the expertise to understand the "How" of putting a loan package together versus knowing the "What" documents are needed. Preparing a loan package for submission to underwriting in today's restrictive environment requires finesse and a thorough knowledge of investor guidelines. Over ten years of wholesale lending experience, including training and production ensure that my clients and their agents understand the mortgage process from the beginning through the closing of the transaction.

Specializing in all types of residential financing, with a particular empathsis on the FHA 203K Renovation Loan. Extensive background in construction and finance allows me to help both borrowers and real estate agents benefit from this innovative product. With among the lowest lender fees in the industry, I also excel at FHA, VA, Conforming, Jumbo, USDA....need mortgage financing? Call me for expertise and excellence!