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Deborah Garvin's Blog


FHA 203K Facts, Fiction and Full Blown Myths.
Updated Oct. 24, 2014
I have written several articles on the FHA 203K loan and continue to believe it is the most under used, misunderstood, and absolutely the most creative finance product available in todays' real estate market. SERIOUSLY, what other product will allow a consumer to finance up to 110% of the FUTURE value of...
My client is preapproved! .............or NOT!
Updated Oct. 9, 2013
My client IS pre-approved...or NOT. Most agents declare "My client IS pre-approved." .........or NOT, is my assessment.. Many agents are under the misguided notion that the consumer in their car looking for properties or putting in an offer on their listing is pre-approved and qualified for the financing needed for the...
Hiring a Contractor? Hiring a Lender May Make More Sense
Updated Oct. 9, 2013
Hiring a contractor? Hiring a lender can make more sense for many of your construction needs. When FHA 203K renovation financing is utilized, there are a series of "stop gaps" and guarantees that are not available to a consumer employing a contractor directly.. An important distinction between a consumer hiring...

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