Want to buy a house for $600,000 in California, dual income $80k / year. What are my options?
Same house in Idaho is 250K relocate.

I am currently looking to purchase a home and my credit score is in the 500's, am I able to qualify?
10% down below 580 to 500 Fico

Do you recommend accepting a down payment gift from a family member?
Gifts are normal and a good way to start home ownership. Kenneth Dunn 208-228-5663 nmls22644 950 W Bannock St Boise Id 83702 nmls966573 Call me on my cell with a quick question. Ken.

Recommended bad credit mortgage lenders
I lend in Idaho 3.5% down on 580 FICO 10% down 579-500 No BK last two years no Foreclosure 3 years open medical collections OK, charge offs above 5k underwriters discretion. No lates last 12 months. We lend per original HUD guidlines.Gift payments for Down ok.

Rates are going up...should I buy now?
Dump your Landlord! Do you like renting? Buy a house it's the best tax break you can get and you also get to live there. Rates are low, "come on in the water is fine"

i would like to buy a house, first time buyer, low credit score of 602 and high of 634. bills are 575$ month and i make 73000$ + a
Ok guys Fha can go down to a 500 score VA can do any score as a matter of fact Va will do a NO Score! Most of the lenders on here are bankers with overlays and quote their programs- Yes I can name several banks that go to these scores- we Broker your loan, By the way 50% of Americans have a Fico below 660- Work with...

Does anyone know a lender that works with fair/poor credit but good salary and 30% downpayment?
Fico fixation is a loan officer disease- I am a real person, lets talk....low Fico is not a death sentence..

Is this a good time to buy or should I wait until investors buy all their investment properties?
Irvine, Southern Orange County has less available to build than most any other area. Bordered by the national forest of Saddleback and the military to the south land is not going to get cheaper. Buy a house and hold onto it you will make money. Plus have tax deductions and a place to live.

If my lender paid upfront MIP on my FHA loan do I still have to pay it for the life of the loan
There are options if you have equity and good credit to refinance to a different loan type that does not have MI or a better MI rate. If your Current FHA loan is insured before June 3rd then the MI is not for the life of the loan.

Can my wife and I both use our 401k for a down payment on our first home?
Yes you can, a great way to get the funds for a down payment!

if i am married and seeking a va loan, will my wives bad credit affect my chance/ interest rate
Ben Call Sgt Evans 2082285663 lets get your loan done today!

Could I do fha streamline?
Hello, I have done more Idaho Fha Streamlines than any other lender on this forum. You have probably even received a mailer from me. We are based in Boise, Idaho and know Idaho loans. 877-220-5692

Negotiating orignation fees?
Our lender paid comp is set in advance all customers pay the same percentage, regardless of loan amount and credit score.

are there any loans for only 10% down and no mortgage insurance?
Well did you know Hompath offers investment properties with No MI and 10% down Purchase transactions onlySingle Family Dwellings, PUDs and Condominiums allowedHome must be designated a Fannie Mae Homepath property (Fannie Mae Renovation Financing is not allowed). Make sure properties have the...

How hard is it to get a homepath loan?
Hello, I see you are from Boise. I am in Boise too, a great city to live in! Have you seen the deals available on the Hompath site? I have been getting calls and our Realtor knows these homes. Some houses have a seller credit to 3.5% keeping your down payment to 5% with no MI. I am at suite #1100 in the Banner Bank...

Are there loan options for public school teachers
Hello Allli, rates are low and closing cost can be paid by a seller consesion or with by the lender with a slightly higher interest rate. Mos of the time all I need from the borrower is 3.5% down if you write the purchase offer correctly.I also have a program for 99.5%CLTV in Idaho thats .5% down.. Keep your money...

Need preapproval for an FHA loan in Idaho
Hello, Im right here in Boise and know Idaho well, and Also Atomic City! The first City in America to be powered by Nuclear Energy. Fha works great and RD too- VA if your a Veteran that is eligible - Try my cell it's in the 208 208-250-5214 Ken Dunn #22644

I am looking for a VA lender that knows understands and can do a VA construction loan.
Ameripro Mortgage we do these! call me 208-228-5663

I'm still about 5 years away from retiring. I've planning this for years and I got a nice pension. But I'm still worried.
You should either find more retirement income, downsize or move, or continue employment as your mortgage obligation will need to be paid. You have options now because you are employed and most likely have fair credit.

finance a trailer home
If it is real property, attached as a home with a foundation, then you might be able to finance as real property. There are some other qualifications like year built, size etc.If it is not real property, just a trailer then it's a car type of loan, however I do have local lenders that will do them if the...