will a short sale affect my interest rate even after the waiting period?
Good Morning, the short sale shoudl not affect your abilility to purchase again after 5 years has past. If you need assistance, please feel free to reach out to me at Justin.Egan@RMSmortgage.com (we are local in Fairfield)

What are the debt to income ratios for Harp mortgage qualifications?
HI James, you would want to try to be at 50% or lower with an automated underwriting approval. I would be happy to assist. I am in CT - my email is: Justin.Egan@rmsmortgage.com

Rates for conventional mortgages for high DTI borrowers
Absolutely , I would be happy to assist. 203-904-4242.

Income and mortgage payments
I would be happy to review your payments and debt to income ratios with you. Feel free to reach out to me Justin.Egan@rmsmortgage.com We are in CT.

Will I qualify for a second home with 735 credit but only minimum down payment?
I woudl be happy to assist, you can reach me at Justin.Egan@rmsmortgage.comWe are located in Fairfield, CT.

HOW MUCH INCOME NEEDED TO BORROW 380,000
Please reach out to me for personalized service. Justin.egan@rmsmortgage.com I am in Fairfield. Thank you

Home was originally financed as second home unbeknownst to me...
Yes, I would be able to assist. Please contact me at Justin.Egan@rmsmortgage.comThank you. (we are local in CT)

interst only payments
Yes, we can offer intertest only. My email is Justin.Egan@Rmsmortgage.com

Is there a VA mortgage for buying joint land/home?
I would be glad to assist you. Please email me direclty at Justin.Egan@rmsmortgage.com We would need to find out if the land is included in the listing.

with 640 credit is my only mortgage optoin hard money?
Hi, please reach out to me @ 203-904-4242. I should be able to assist you.

If I want to refinance, what additional costs should I expect?
I would be glad to assist. Please email me @ justin.egan@rmsmortgage.com