Do any of you good professionals beleive the real estate market will bottom out this year? Will it stabilize then?
YES...We Have Bottomed Out...But We Are Still Bouncing...We Need To Level Out And Work Our Way Back Up...Watch...Jobs...Corporate Capitalization...And Remaining Foreclosures...Each Area Of The Country Is Determined By The Individual Economic Health Of The States & Countys...OKwww.JimTeak.com

Am I a first time buyer?
YES--Call Me So We Can Discuss This & Any Other Q's You May Have--24/7/365--Jim Teak II @ 619-293-4200www.JimTeak.comAsk Me About Your $10K Tax Credit Too! As A CA Resident As Of 5/1/2010

Conventional Loan Co-Signer.
Hello--Call Me 24/7/365--Jim Teak II @ 619-293-4200www.JimTeak.com

Can I qualify for an FHA loan with a state tax lien?
Hello--Call Me 24/7/365--Jim Teak II @ 619-293-4200www.JimTeak.com

My ARM is resetting, I have equity and good credit, should I refinace?
Hello--Call Me 24/7/365--Jim Teak II @ 619-293-4200www.JimTeak.com

No credit check on a streamline refi?
Sure CALL Me 24/7/365--Jim Teakwww.JimTeak.comWe Can Lower Your Rate/Payment Too--24/7/365--619-293-4200

Click here and start typing your question
Sure--CALL Me 24/7/365--Jim Teak II @ 619-293-4200www.JimTeak.comThe Answer Is So Simple; One Piece Of Paperwork Too!~

what is the worst credit that still gets approved through you?
Maybe If It's A Mobile Home...12.5% Interest Rate...You Need At Least 580 to 620 For VA or FHA...www.JimTeak.com

56 year old first time home buyer, need advice.
Sure Robert You Are An Easy Buyer To Get A Loan & Home For...Call Me 24/7/365...I Have ALL Your Answers Too...Jim Teak II @ 619-293-4200...www.JimTeak.com

Husbands Judgement What Do I have to Lose?
Yes...They Will Attach ALL Your Community Property; Unless You Filed Previously A "Homestead Act" On Your Home...Call 24/7/365...Jim Teak II @ 619-293-4200...www.JimTeak.com

Can I get no PMI with 10% down, or should I wait and save more to put down 20%?
Great Q.'s Call Me 24/7/365...www.JimTeak.com...619-293-4200

what do you have to do to get an FHA mortgage?
Call Me With ALL Your Q.'s...JimTeak II @ 619-293-4200www.JimTeak.comwww.FHA.gov

What is a good average down payment there days? for the best rate possible?
Dan...ALL Depends On Your Credit Score/FICO Rating...The Higher The Score & The More % Down...The Lower The Rate...720 + 20 % Down = 4.5% Rate Fixed 30 Years...Call With Questions Anytime...Jim Teak II @ 619-293-4200...wwwJimTeak.com