Are we recovering too fast? Our reports tell us that American home prices increased an average of 10.6% from 3/12 to 3/13. Some feel this is too fast but the truth is, markets have cycles, period. Ups and downs will repeat,...
The loss of Stated-Income and No-Income/Asset loan programs has created more documentation requirements for our strong asset borrowers with proven credit history and financial stability. For many reasons, some borrowers may...
Common Question...Do I have to count monthly debts paid for by my business against my debt-to-income-ratios while qualifying for a mortgage? Not necessarily, if the debt is in good standing and you can provide a minimum of 12...
If you are thinking about financing your next mortgage through the FHA Program now is the best time to get off the fence! As of April 1st, FHA is raising the mortgage insurance premiums. If you have been shopping, this could...