Could i qualify for a mortgage?
Since you are self-employed you will need the last two years of taxes. If you have the taxes than you should write down what you are trying to accomplish along with any questions you may have. Than you should call a few different mortgage loan officers and discuss your situation, find out if there is a loan...
What are the reasons rates could be different? am i being discrimnated against?
Don't have tunnel vision when you look for a mortgage, shop around and ask questions. Make sure to compare interest rate along with closing cost. Some lenders can raise the closing cost to lower the rate, or lower the closing cost and raise the rate. Also, get fees and estimated rate in writing............