"Debt Forgiveness" Around this time of year, many consumers are finding that they are getting what they THINK is good news in the mail. Many creditors and collection agencies have sent out IRS form 1099-C to consumers from...
Everybody knows how long it stays on their credit report, but do YOU know what starts that clock? Contrary to popular belief there is only ONE DATE that determines the true age of any credit account on your credit reports......
If I told you that a $400 investment would net you a $47K return - GUARANTEED - , would you be willing to make that investment? Of course you would... Let's compare two examples: Borrower 1, with a 640 credit score gets...
Did you know...? Child support, alimony, or any other family support does not impact your credit score! I get a lot of questions about this one, and the answer is clear. In spite of the fact that late payments, arrears, and...
It's long been understood that the all-important consumer credit score is a make-or-break affair when it comes to home financing. What's also been known for almost as long, is that the average American consumer has...
Do you have child support on your credit report? Not to worry! Many people don't know that, although it does appear on your credit report, and can impact underwriting decisions on some loans, child support or family...