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- Specializing in residential loans. - Helping 100's of local families each year. My philosophy: I believe the role as a Residential Mortgage Loan Originator, is to guide every client through the complete mortgage process, taking the time to make sure each person understands every step of the loan process. Committed to ongoing training: A wide variety of continuing training helps First National Bank Southwest deliver high quality services to our customers and clients throughout the industry. Dedicated to your needs: Because mortgage transactions don't stick to regular business hours, I am available seven days a week, often coming in early and staying late as necessary to get the job done. Background & Experience: Texas Tech Alum, husband and father of two, my experience of helping folks with financing over the last 10 years gives me a real sense of accomplishment. One of my biggest business goals is always to provide excellent service in a timely and professional manner.


FHA There is Just No Other Way! Ever walk into a store and they say they are out of the nationally advertised product? However if you try this comparable product you will be more than satisfied and you will actually pay less....
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WHAT IS IT GOING TO TAKE TO QUALIFY FOR A LOAN? The federal government wants a two year window of everything financial you have done in order to qualify for a loan now a days. No more stating the obvious, now you have to...
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Earnest Money Deposit? Option fee? Escrow? What does it all mean? Earnest money is a commitment for the prospective buyer to buy and start the clock. Earnest money or simply earnest, or alternatively a good-faith deposit is a...
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In Texas, most lawns and landscape add value to any home purchase transaction. You may or may not know the seller's curb appeal of a prospective home can increase the price with little expense. Negotiation begins. So...
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The difference between 720 and 719 is approximately $25 a month of payment on a $100k mortgage. Take that out say 30 years and you are looking at 10k to 15k of free money just by changing a few things or waiting until the...
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In Texas, most lawns and landscape add value to any home purchase transaction. You may or may not know the seller's curb appeal of a prospective home can increase the price with little expense. Negotiation begins.So...
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Having trouble with your lender getting that FHA loan closed and funded. Listed below are 20 ways to leave your lender speechless and get that home you always wanted. Verifiable Funds to Close 1. Earnest Money Deposit2....
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What ever happened to those mineral rights that your beautiful home sits on today? In Texas there has been a magical "BOOM" of natural gas wells popping up like the crude oil derricks at the turn of 20th century. Not the ones...
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