Is it possible to get a mortgage after chapter 13 discharge?
Like Phil pointed out it depends on when the chp 13 was initiated, then discharged. There may also be a few more hoops to jump through in underwriting as they will want to take a closer look at things in light of the bankruptcy.

Is if true that the min down payment now is 5% instead of 3.5
3.5% Down is for an FHA loan and that amount remains as mentioned previously it is credit score dependant. The 3% conventional programs from Fannie Mae and Freddie Mac however have had their guidelines recently changed to have a minimum down payment of 5%. The Fannie Mae HomePath (limited to foreclosed...

Can I qualify for a conventional loan?709 credit score,5years since my bankruptcy finalized, and6years since a foreclosure started
Sorry for the typos in my previous reply, that's what I get for trying to reply on my phone and fight with the auto-correct. As I mentioned I am licensed in the State of South Carolina and would be more than happy to answer any questions about getting you qualified for a mortgage. Thanks! Chris Newton NMLS #...