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Long Beach State University, major in Business Economics. Loan Officer/General Manager 2004-2008. Current FHA, CONV Account Manger - Mortgage Loan Originator. Fast pre-approvals, 24hr full approvals. Full in house processing, underwriting, and funding. Direct Lender, in business since 1992. Call me today for fast pre-approvals and great service. Se Habla Espanol. Locally owned and operated in the heart of Orange County.

We are now offering: Foreign National Loans, Non Warrantable Condo loans, Asset Depletion Loans, Portfolio Loans, 80/10/10 Piggyback Loans, VOE Only Loans and Stated Income Loans.

Contact me today at 714-367-5125 ext. 2251

www.valleyviewhomeloans.com

DRE#01910331

NMLS#856033


***Self Employed - 1099 Borrowers***
by Chris Gummerson
May 05, 2011
I wanted to write this post to explain why some people who are self employed are finding difficulty obtaining a mortgage. Even a wage earner who writes off non reimbursed expenses can be affected. For a person who is self...
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***When is it a good time to refinance***
by Chris Gummerson
Mar 16, 2011
People often ask this question, when is the right time to refinance. The best time for any homeowner to refinance depends on so many variables. The most important question you can ask your self is how long do I plan on...
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Struggeling with Bad Credit
by Chris Gummerson
Mar 15, 2011
Are you a homeowner who cant refinance your home due to credit scores too low? Are you trying to purchase your dream home and your low credit is holding you back? There are rumors that FHA lenders are loosening their...
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STILL RENTING??? 3.5% Down rates in the 4's
by Chris Gummerson
Mar 11, 2011
Are you still renting? Do you feel like you are throwing your money away paying off someone elses mortgage? You could be owning your own property for what you are paying in rent. After the mortgage meltdown, housing prices...
read more...

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