Refinance with 97% LTV.

What are you looking to accomplish with the refinance? If you would like, give me a call and I can go over your options. Contact info is on my page.

Yes you can refinance up to 97% conventional with MI or pay the MI upfront and have lower payments. The MAX LTV is 97% Contact me if you have any questions.

You can do 97% rate and term

YES, you can refinance at 97%... If your conventional loan is older that June 2009, and it is owned by Fannie Mae or Freddie Mac, you can even be underwater.

Conventional refinancing is available to the 97% LTV, however the 3% down is for first time home buyers only.. Also, if your loan is HARP eligible, you can refinance even if your above 97%.. even as high as 200% LTV.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You need to make sure that it will serve your needs. The answer is that you likely can refinance at 97% conventional. The program is designed for a 1st time buyer and one person on the loan is supposed to be a 1st time buyer but I believe there is an exception for a refinance. An FHA loan may serve you better with typically lower rates and now lower monthly mortgage insurance than on the conventional 97% loan. There are other factors to consider and I would be happy to help and I am at (866) 385-1650 and I am in CA also.

Yes you can, and it does not matter what type of loan you are in currently as long as you qualify for a conventional loan of course. Contact a local loan officer and have them provide you all of your loan options to see what best fits your needs. Best wishes, Sean

You can go up to 975 on a refinance if you do not qualify for a HARP loan and your loan is owned by Fannie Mae. Freddie Mac will be adding this in a couple of months.

97% not 975, jeesh I will get this right eventually. :)