If I remodeled my home recently, is it a good idea to refinance?
It might be the perfect time. Your remodel will never be in as good a condition as it is now. With rate as low as they are, it certainly doesn't hurt to find out. Please feel free to contact me for a free quote.

Is it possible to use a reverse mortgage to buy a new home?
You can use a reverse mortgage to purchase a home using the HECM purchase loan program. I have a calculator that can help you determine whether a reverse or forward mortgage will make the most sense in your specific situation. Feel free to contact me and I would be happy to help you compare these options...

Is there a waiting period for getting a home loan after defaulting on student loans?
We have programs available that allow some collections / charge-offs to remain open as long as you have other compensating factors in place. Give me a call and we can discuss in more detail.Charles Edington | Regional Sales ManagerPrimary Residential Mortgage, Inc. Toll Free: 1.800.255.2792 ext....

Can my wife do a streamline refinance on an FHA loan and add me on the loan when she has no income?
Good Morning. There is an option for a credit-qualifying FHA streamline without an appraisal. This would likely be the best of both worlds for you, because you can add a borrower to the loan, and you wife does not have to be employed. Give me a ring at 801-819-3125 and we can discuss this program in more...

how important is BBB rating for mortgage companies
While BBB, Yelp, etc. shouldn't be ignored, there are far more important metrics and ratings for mortgage companies. HUD Neighborhood Watch is a good one.

is it easier for fam coming from canada to get a foreign national loan or have the mortgage be in my name then transferred?
These loan have very specific parameters. You can't transfer a loan into their name without you remaining obligated on the note. If they have a substantial down payment, getting the loans themselves is the way to go. Call me @ 801-819-3125 to discuss our Foreign National loan programs.