Credit scores??
The scores you gathered should be in the ballpark of what a lender is looking for.They should be a good indicator of what a hard pull will be.Good luck.
Should repairs be made in order to refinance your home? If so what type?
Yes, the repars would help with the value when the appraiser does your appraisal.If deficiencies are there it could lower the appraised value, so anything that could be done prior to the appraisal would be beneficial to you.