do you all know if you need 1 or 2 years of tax returns for freddy mac loans
You need 2 years tax returns regardless. If you'd like to discuss additional questions, please contact me at 817-939-8987. Lynn

what lenders do rapid rescoring in cnojunction with the mortgage application?
First of all, your online estimate of your FICO score has no bearing on the score that would determine a mortgage rate. A credit pull for a mortgage application is a deeper tri-merge from all three bureaus, and the middle score is what determines the rate you're offered. Most lenders (maybe all) the have...

Do I get a better interest rate putting 15% down as opposed to 10%?
Possibly, there are other factors that determine interest rate also, primarily your FICO score.

how can i get help with filling out a opition to purchase real
You need a realtor to assist you with purchasing real estate. Call me directly at 817-939-8987 for help with this. Lynn Wilson.