New Home
Unless you dont have any significant other debt, you should qualify. Todays rate on a 30 yr fixed is 4.25 with no points. Let me know if I can help.Bill Nisbetbill.nisbet@ikonfg.com843.412.3414
Are there lenders outside of your current lender willing to refi under-water mortgages?
Daniel, The lender fees sound very excessive to me. All I would charge is an underwriting fee of $895 and a processing fee of $150 and possibly could get you a better rate. Your credit score must be 760+ to go to 220% LTV.Give me a call and I would be happy to quote you.Bill NisbetIkon Financial...
Can I get a streamline FHA refinance if underwater?
Yes. I do have some lenders that will do this without an appraisal. You will also benefit if your mortgage was prior to May of 2009. I would be glad to help you.Bill Nisbet843-4123-3414
Do you offer VA loans on new construction? Would it be a construction to permanent loan?
VA construction to perm loans are very rare. Although we can offer you a construction line and then close it on a VA once it is completed. Since you already own the land the out of pocket for the construction loan would be very little. Contact me for more details and I would be happy to discuss.Thanks,Bill...