New Home

Yes, in general you should qualify. Rates are in the lower 4% to upper 3% range. In order to get you qualified, please call me at 888-668-5845 ext 215.My name is JR Ridings and I have 17 years on experience in residential mortgage finance.

Purchasing a home is a very tricky process and unfortunately a lot of banks won't actually review your loan until AFTER you put a deposit down, pay for an inspection, appraisal etc. At that point the rate and terms of the loan could change drastically.It's always a good idea to talk to a couple different lenders to compare the rates, closing costs and services offered. I own a branch of a mortgage bank and have done a lot of business near you. All referrals from Lender411 will have their banking fees waived so that will free up more money for your purchase. Feel free to call me at 888-327-7121. My name is Matthew Boyce. Look forward to helping you on this.

The X factor in determing your ability to qualify is your other obligations that show up on your credit report in determining your abilty to afford the home. In general if all check out, you should be in the low 4% range with that credit score.Brett Boyke - 630-598-2392Wintrust Mortgage

Unless you dont have any significant other debt, you should qualify. Todays rate on a 30 yr fixed is 4.25 with no points. Let me know if I can help.Bill Nisbetbill.nisbet@ikonfg.com843.412.3414

It depends on your other debts. Rates are ranging from 3.75% to 4.25% on 30 year fixed mortgages. You can call me today or apply through my website at www.mymortgagenashville.com 615-594-8156 Thanks Jonathan Cherry

Hello!Based upon the information you've furnished, you will more than qualify as long as you don't have excessive monthly installment or revolving debt payments. Conventional 30-yr fixed rate is 4.500% with no Origination Fee or Points,but depending upon where you're purchasing your home, there may be optional loan programs with rates as low as 4.250% with no Origination Fee or Points. If you by chance qualify for the Homes For Heroes program, there would be additional savings for you. I'm in Columbia, so if you'd like, contact me at 803-447-1224 or ebambas@thehls.com Thank you and,Best regards,Eugenia Bambas

Thank you for your question. I agree with these other lenders in regards to your other current obligations or debts having an effect on your ability to qualify for purchase money financing. Your income, credit and down payment are all positive factors in determining your eligibility. Assuming your other obligations or debts are minor you shouldn't have any problems qualifying for a mortgage with a rate of 3.75% too 4.0% depending on the loan type. I hope you find this information helpful. Please don't hesitate to contact me with any questions or concerns. I look forward to speaking with you shortly. Adam Webb NMLS# 196458, First Charleston Mortgage, 1 (800) 968-3987, adam.webb@firstcharleston.com

Based on the information you provided, you would qualify, however there is more than just credit score and income.. what type of income do you have??? Commission, salary, hourly, self employed?? What are the payment on your monthly debt?? What type of work do you do, and did you have a career change in the last 2 years, etc... There is so much more information needed to be sure... best advise I can give you is to contact a local mortgage broker, not a bank, and apply with them. they have access to a vast number of lenders, and can match your particular scenario to the right one... WilliamAcres.com