Need mortgage broker in Smyrna, GA
Would be happy to answer any questions that you may have about the HARP refinance program. call em when you have a moment. Briggs Cline - Buckhead Home Loans - 404-303-7411

HARP 2.0
not all is lost. do you know who the mi company is/was - perhaps PMI or RMIC? we have been very successful in getting the policies reissued. call me when you get moment and we can discuss further.Briggs ClineBuckhead Hoem Loans404-303-7411www.buckheadhomeloans.com

HARP 2.0 Refi for 2 underwater investment properties and 1 primary in Georgia
The file(s) need to be run through Fannie or Freddie's automated underwriting systems to determine the damage the prior foreclosure has created. Really need to look at LTV/CLTV, DTI, and assets to determine if refinances are viable. Happy to assist. Briggs Cline / Buckhead Home Loans /...

Hi I'm interested in finding out information for a refinance in Atlanta, GA
Rate is on the high side. Would be happy to provide a quote for you. Local Atlanta company. 404-303-7411. www.buckheadhomeloans.com

Harp 2.0 Refinance with High LTV - Atlanta
I offer Fannie HARP loans over 125% for investment properties and would be happy to discuss further. Briggs Cline 404-303-7411 www.buckheadhomeloans.com

I want to refinance my mortgage but do not qualify for any government assisted programs
You do have a few options but I would need some additonal info to accurately say what they are and quote. Local Atlanta company. call me if you wish to discuss further. Briggs Cline, Buckhead Home Loans. 404-303-7411. www.buckheadhomeloans.com

Can we refinance our 30-yr fixed conventional mortgage into a 30-yr fixed FHA mortgage to lower our rate?
Refinancing to an FHA loan might be possible. Would need to dig deeper to know for sure - would be mainly concerned whether or not you have re-established credit post BK and what was the final outcome of the other property - deed in lieu? Happy to discuss further. Briggs Cline. Buckhead Home Loans. ...

Are we considered self employed for mortgage qualification?
It's not really a question of whether you are self employed or not. Income calculation would take gross wages as shown on W-2 less the loss apprearing on the K-1. Happy to help work through it. Briggs Cline. Buckhead Home Loans. 404-303-7411. www.buckheadhomeloans.com

Looking to do traditional refi on investment condo with more than 4 properties - Atlanta
I am local and can help. Briggs Cline. Buckhead Home Loans. 404-303-7411. www.buckheadhomeloans.com

53% DTI can I qualify?
FHA is your only option. I can handle FHA to 55%. Local Atlanta happy to discuss with you. Briggs Cline. www.buckheadhomeloans.com. 404-303-7411

harp investment
HARP on investment is OK. Is current loan HARP eligible? Fannie? or Freddie? Happy to help walk you thru the process. Briggs Cline. Buckhead Home Loans. www.buckheadhomeloans.com. 404-303-7411

FHA Streamline
Not sure why anyone would tell you that value matters on an FHA Streamline refinance. The whole premise behind the streamline is that it uses the value when you first received the loan - and not current value.Happy to discuss details and to provide you a detailed quote.Local Atlanta lender. Buckhead Home...

2014 how long do I have to own a home to be able to refinance?
Wanting to use a higher value than when you purchased? If yes, generally 6-12 months depending on loan type. If no, no real time limit but refinance would need to provide a benefit. Happy to help and walk thru options. Local lender in Roswell. Www.buckheadhomeloans.com

wondering what i can get with a 730 credit score but zero down
USDA is a great option for a 100% program. The property must be in a designated area to qualify. Take a look at this link to search eligible properties: http://eligibility.sc.egov.usda.govLocal lender in Atlanta - happy to help in any way.www.buckheadhomeloans.com404-303-7411

Is there such as thing as 5% down mortgage?
Yes. Conventional with 5% down or FHA with 3.5%. Pros and cons to each. Local lender in Roswell. Www.buckheadhomeloans.com.

Lender credit exceeds closing costs? Do I lose the credit? is it applied to the loan balance. Do I get cash back at closing?
The lender credit can be applied to closing costs and pre-paids. anything left over will either be lost or applied as a principal reduction on first statement - just depends on the underwriter and servicer. The lender credit is created by increasing the interest rate. higher the rate - higher the credit. ...

USDA vs FHA with seller pays closing?
FHA has a minimum down payment of 3.5%. However, for a property in Georgia - you could possibly use the "Georgia Dream Program" for sourcing the down payment. Its an FHA loan but the down payment comes from Georgia Dream. Happy to talk to you about it further. Local Atlanta Lender - www.buckheadhomeloans.com. ...

If you have been approved with a VA loan can you change to another mortgage company if you haven't purchased a home yet?
Sure. At this stage, being pre-approved or approved with mortgage company a - doesn't mean you cant change to mortgage company b. However, in moving, you will need to consider timeline for basically starting over. Can you still make the closing date? Happy to help in anyway I can. Local Atlanta Lender and...

Underwater FHA loan help
For a refinance? sure - an FHA Streamline refinance is the best option. Does not require a new appraisal and utilizes the value from when the current loan was originally endorsed. Happy to help walk you thru the process. Briggs Cline. Buckhead Home Loans. 678-579-0600.

how much is usda mortgage insurance?
Same as answers below - 0.40% annually ($34 per $100,000 financed. But - your question brings up a potential concern. Where are looking at purchasing a property? Tucker? Asking because you mentioned a Condo. Keep in mind that in order to use USDA - the property must be in a USDA designated area. You will be...