Am I qualified for the $8000 government tax credit?
You would not qualify unless you "Purchase" the home. Being deeded onto the home will not qualify you as a Purchase of that home. If you would like to purchase the home, we can work with you on a mortgage set up to purchas the home and put the mortgage into your name. Please call me at 888-643-0064 x...

question about rates--our quote seems really high and we have good credit, why is it so much?
That rate is much to high, contact me for a much better rate/fees:Paul Campos - pcampos@myinstantcapital.com, 888-643-0064 x 2221

Here is my question I hope to move to California in the next year with my wife and would like to know how long of a work history I have to show to qualify for a mortgage. I am a recent graduate engineer from Europe with no experience in that field yet but I have eight years experience with a trades skill.
If you find job in CA in the same field as your degree, we can help with your loan. If you have further questions, give me a call at 888-643-0064 x 2221 or email: pcampos@myinstantcapital.com.Thanks,Paul Campos

Is it possible to use FHA on a foreclosed property?
Yes you can, if you would like a preapproval please call me at 714-283-1045 x 2221 or email me at pcampos@myinstantcapital.com

Can I really get pre-approved for a loan?
We can pre-approve you so that you can shop for your home with confidence that you will obtain a mortgage. Please call or email me at 714-283-1045 x 2221 or pcampos@myinstantcapital.com

Rates in California?
you can check our rates at www.MyInstantCapital.com and you will find that our rates are below 4% today in some cases. Feel free to call or email me with any questions direclty, at 714-283-1045 x 2221, or pcampos@myinstantcapital.com

30% down on a home with bad credit, is this possible?
This is possible, depending on some of the factors that are keeping your scores down. But simply based on credit score this is possible. Call or email me with any questions, Paul Campos 714-283-1045 x 2221, pcampos@myinstantcapital.com

Can I refi at 85% LTV on a jumbo in California.
Enter yWe can do this, however the new loan would need PMI since the loan to value is now over 80% loan to value.

Harp 2 qualifications
We allow up to 10 financed properties and lend in CA. Please call or email me if you would like more information 714-283-1045 x 2221 or paul@myinstantcapital.com.

home loan??????
We can help with as little as 3.5% down, as long as his credit scores are above 580. Please give us a call at 888-294-1277 for more information.

Is a full appraisal necessary for a refinance?
Most of the time it is, however there are certain products where it may be possible to get an appraisal waiver. I would need more information to find out if your loan would be eligible.

How long do hecms normally take to close?
it really depends on the lender you select, but we are averaging under 30 days.