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Rates in California?

a mortgage calculator has a default rate of 4.5%. Shouldn't it be higher?My fico score is pretty great, and I'm trying to guess what my rate might be today. I got quoted around 5% a few months ago for a property I did not purchace. by ivytel_441_623 from San Diego, California. Sep 2nd 2011 Reply


Paul Campos (PaulCampos)
#208 ranked lender in California - 13 contributions

you can check our rates at www.MyInstantCapital.com and you will find that our rates are below 4% today in some cases. Feel free to call or email me with any questions direclty, at 714-283-1045 x 2221, or pcampos@myinstantcapital.com

Sep 2nd 2011
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Gregorio Denny (GVDenny)
#257 ranked lender in California - 380 contributions

3.875% / 3.985% APR - Please click my profile for details.

Sep 2nd 2011
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Gordon Dempsey (travlerm)
#24 ranked lender in Virginia - 26 contributions

Our rates in california are as low as 3.75% 30 year fixed. You may give me call at 540 293 9296 for further info on all of our loan programs. please get back to me , I know I will of great service to you in search of the perfect mortgage.

Sep 2nd 2011
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Deborah Garvin (loanmonarch)
#497 ranked lender in California - 53 contributions

Do be aware that rates/pricing are specific to credit scores and loan to value of the property. Also, lender fees in San Diego vary dramatically from lender to lender. My pricing and lender fees are the lowest I have seen in our County. Plus, I can close loans in as little as seven days. Give me a call at 619.787.8212 for the best in service and knowledge. deborah.garvin@newamerican.com

Sep 3rd 2011
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Rudi Hofmann (CaPortfolioLoans)
#281 ranked lender in California - 380 contributions

Rates are considerably lower than a few months ago. Folks are quoting you rates without the necessary information. When you're ready to start looking at properties again get preapproved with a lender. Happy funding, Rudi

Sep 3rd 2011
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Brandon Blue (brandon@bluehomeloans.com)
#514 ranked lender in California - 8 contributions

Interest rates change daily based on the 10 year treasury. To truly find out where rates are currently at, you would need to know your credit score, value of your home, and loan amount....just to mention a few. The reality is that anyone who quotes you a rate without first giving you a consultation is probably offering something that they can't deliver on...sad but true.

Sep 8th 2011
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