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With over a decade of experience in real estate and mortgage lending, I help California buyers and homeowners unlock smart financing solutions through a highly personalized approach.

As the co-founder of Solve Lending & Realty, I connect clients to 150+ wholesale lenders--giving you access to better rates, faster closings, and more flexible loan programs than traditional banks. Whether you're buying your first home, upgrading, refinancing, or exploring options like 2-1 buydowns, reverse mortgages, or bank statement loans, I'll help you navigate the process with clarity and confidence.

I believe in full-transparency lending, real-time communication, and custom strategies built around your goals--not generic checklists.

Loan Programs I Specialize In:

  • First-Time Homebuyer Loans (FHA, Conventional, Down Payment Assistance)
  • Self-Employed/1099 Loans (Bank Statement, P&L Only)
  • Jumbo & High-Balance Loans
  • VA & FHA Streamlines
  • Rate & Term Refinances
  • Reverse Mortgage for Purchase (H4P)
  • Niche Loans: DSCR, Investor, Non-QM

? Why Work with Me:

  • Direct access to over 150 mortgage lenders
  • Personalized loan structuring and expert guidance
  • Fast closings + simplified documentation with Arrive
  • Real-time updates via text, call, or email--your choice
  • Access to both mortgage and real estate under one roof

Let's Connect
Whether you're ready to buy or just have questions, I'm here to help. Call, text, or email anytime--or start your application online at:

Solve Lending & Realty

Solve Realty

What's Your California Home Worth Right Now?


Great Experience!
Kiyoshi was incredibly helpful and available to answer any questions I had throughout the process. He was prompt in responding and it seemed like he had my back through the whole process as well as holding my hand. Will definitely use him again.
By Alise Drury on August 6, 2012
Working with AMG.....
I can't say enough on how professional and helpful the members of AMG have been during our refinance process. 1st rate communication, answered every question quickly and explained the process at every turn. Mahalo to everyone at AMG for working so hard and tirelessly to make our new loan happen. We absolutely recommend AMG!!!! Mahalo & Aloha, Drew and Jamie
By Jamie Wheeler on April 12, 2012

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