What do I need for a mortgage.
It would be best if you have a 620 or higher credit score, but exceptions can be made, depending on the reason for a lower score or limited amount of credit. Lenders like to see at least 3 or 4 open lines of credit with 12 months or more payment history, but that's not necessarily required.No, you...

New Home
Hello!Based upon the information you've furnished, you will more than qualify as long as you don't have excessive monthly installment or revolving debt payments. Conventional 30-yr fixed rate is 4.500% with no Origination Fee or Points,but depending upon where you're...