Personalized, Professional, & Friendly Service!

I am truly passionate about my profession, and the result is that nearly 99% of my business is by referral from satisfied clients, trusted financial advisers and experienced realtors. My mission is to carefully guide clients through the entire home loan process, so that they feel confident as they make choices about the many options available for their financing strategy. With 20 years of experience in the banking and mortgage industry, my team and I stand ready to assist each and every step of the way.

I understand that it's not just a house, it's my client's home.

A home is one of the largest financial commitments that a person will make during their life, and many people view their home financing as meaning just another monthly payment. I help my clients realize that their home is truly a valuable financial tool, and will help them achieve the dreams and plans they envision for their future.

My clients only think about home financing a few times during their lives. I think about it every single day. It's their home and their future. It's my profession and my passion. I am ready to work for their best interest.

As a Residential Mortgage Specialist and a Certified VA Lender, I provide retail mortgage financing to consumers to purchase or refinance their home. Home mortgage loans include:

• USDA (100% financing) Rural Housing Loans

• FHA Mortgages (3.5% down payment)

• VA Mortgages for the Veteran

• Conventional Financing

• Jumbo/Super Jumbo Mortgage Financing

Also providing financing for:

• Manufactured Homes

• Condominiums

• Vacation Homes

• Homes on Leased Land

• and more.
  

"Your Call or Visit is not an interruption to my day, but in fact... The Reason For It!"