VA Mortgage Rates in California

PRODUCTS	RATES	+/-
30 Year Fixed	3.00%
15 Year Fixed	2.56%
5/1 ARM	4.56%

Monday, December 23, 2024

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Mortgage rates for California go down to 3.00%

Monday, December 23, 2024

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.

VA Mortgage Rates & Loan Limits in California

A VA mortgage loan is a home loan guaranteed by Veteran Affairs, available to certain members of the military. This initiative was designed to smooth the transition of military members from service to homeownership by making mortgage loans more affordable and accessible for veterans. For military-affiliated homebuyers in California, VA loans can be an excellent option; VA loans have many advantages over other loan programs, such as no required down payment or mortgage insurance, lenient credit requirements, and no prepayment penalties.

While VA mortgage rates are relatively low compared to other loan programs, it is always wise to compare rates and shop around before committing to a mortgage. Check out our main page on VA mortgage rates for more information.

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