Secure a Mortgage Loan in Kansas

Veterans who reside in the state of Kansas can qualify to receive a specialized Kansas VA loan to fund either a home purchase or a refinance.  These loans are backed by the US government through the Department of Veteran Affairs (VA).

Jump to: Eligibility | Loan Limits

What is the VA Loan?

The VA loan program helps veterans get into homes and stay there long term.  The VA recognizes that homeownership often leads to significant wealth generation and that veterans, who have bravely served this nation, should be awarded as many opportunities as possibly to build successful lives.

The VA does not actually originate any loans.  Private lenders take care of this, and the backing that the VA provides allows these lenders to give special treatment to veterans in the form of low rates and favorable terms.

VA Loan Benefits in Kansas

Some of the most well known and helpful benefits that the VA loan program provides are detailed below.

• You don’t have to make a down payment unless you choose to.
• You don’t need excellent credit or a high income.
• You won’t have to take out private mortgage insurance.
• You can select a loan term length that meets your needs.
• You may be able to avoid paying some closing costs.

VA Loan Requirements and Eligibility

Most veterans are eligible to receive a VA loan.  This is the goal of the program, after all.  If you’re an American citizen and you’ve served in a branch of the US Armed Services for at least 90 continuous days without dishonorable discharge, you’re eligible.  The exact number of days you need to serve on active duty may vary depending on when you served.  Additionally, veterans should possess a minimum qualifying credit score of 620. 

VA Refinance

You can refinance your existing home mortgage with a Kansas VA Streamline (IRRRL) refinance.  This option allows you to complete the refinance process swiftly and affordably, cutting out some of the paperwork and fees involved. 

Another option the is VA Cash-Out refinance, which allows borrowers to withdraw a maximum of 100% of their equity as cash for home improvements, bills, and more. Refinancing into the VA loan from another loan type is possible through the VA Cash-Out refinance. 

Contact a local lender to explore your options.

Kansas VA Mortgage Rates

Whether you plan to purchase a home or refinance, you need to make sure your VA loan has a low mortgage rate attached.  If you don’t lock in a low mortgage rate, you may not save as much money on your mortgage as you could.  Do some research.  Find the best mortgage rates available to you and select the lender who can give you the best deal.

VA Lenders in Kansas

If you aren’t sure where to start looking for lenders in your area, simply fill out the form above and we’ll put you in touch with up to four local lenders who can help you complete your VA loan.  Check the local VA loan limits by contacting the Department of Veteran Affairs.

Kansas Military Information

Kansas has 3 military facilities, McConnell Air Force Base, Fort Leavenworth, and Fort Riley.  These military facilities are home to many of Kansas’s veterans.  If you’re one such veteran, you should consider a VA home loan to fund your home purchase or refinance.

VA Loan Benefits in Kansas

Some of the most well known and helpful benefits that the VA loan program provides are detailed below.

• You don’t have to make a down payment unless you choose to.
• You don’t need excellent credit or a high income.
• You won’t have to take out private mortgage insurance.
• You can select a loan term length that meets your needs.
• You may be able to avoid paying some closing costs.

VA Loan Requirements and Eligibility

Most veterans are eligible to receive a VA loan.  This is the goal of the program, after all.  If you’re an American citizen and you’ve served in a branch of the US Armed Services for at least 90 continuous days without dishonorable discharge, you’re eligible.  The exact number of days you need to serve on active duty may vary depending on when you served.  Additionally, veterans should possess a minimum qualifying credit score of 620. 

VA Refinance

You can refinance your existing home mortgage with a Kansas VA Streamline (IRRRL) refinance.  This option allows you to complete the refinance process swiftly and affordably, cutting out some of the paperwork and fees involved. 

Another option the is VA Cash-Out refinance, which allows borrowers to withdraw a maximum of 100% of their equity as cash for home improvements, bills, and more. Refinancing into the VA loan from another loan type is possible through the VA Cash-Out refinance. 

Contact a local lender to explore your options.

Kansas VA Mortgage Rates

Whether you plan to purchase a home or refinance, you need to make sure your VA loan has a low mortgage rate attached.  If you don’t lock in a low mortgage rate, you may not save as much money on your mortgage as you could.  Do some research.  Find the best mortgage rates available to you and select the lender who can give you the best deal.

VA Lenders in Kansas

If you aren’t sure where to start looking for lenders in your area, simply fill out the form above and we’ll put you in touch with up to four local lenders who can help you complete your VA loan.  Check the local VA loan limits by contacting the Department of Veteran Affairs.

Kansas Military Information

Kansas has 3 military facilities, McConnell Air Force Base, Fort Leavenworth, and Fort Riley.  These military facilities are home to many of Kansas’s veterans.  If you’re one such veteran, you should consider a VA home loan to fund your home purchase or refinance.

VA Loan Lending Limits in Kansas

Below is the list of the maximum VA loan limits for counties in Kansas:

County	Loan Limit
ALLEN	$417,000
ANDERSON	$417,000
ATCHISON	$417,000
BARBER	$417,000
BARTON	$417,000
BOURBON	$417,000
BROWN	$417,000
BUTLER	$417,000
CHASE	$417,000
CHAUTAUQUA	$417,000
CHEROKEE	$417,000
CHEYENNE	$417,000
CLARK	$417,000
CLAY	$417,000
CLOUD	$417,000
COFFEY	$417,000
COMANCHE	$417,000
COWLEY	$417,000
CRAWFORD	$417,000
DECATUR	$417,000
DICKINSON	$417,000
DONIPHAN	$417,000
DOUGLAS	$417,000
EDWARDS	$417,000
ELK	$417,000
ELLIS	$417,000
ELLSWORTH	$417,000
FINNEY	$417,000
FORD	$417,000
FRANKLIN	$417,000
GEARY	$417,000
GOVE	$417,000
GRAHAM	$417,000
GRANT	$417,000
GRAY	$417,000
GREELEY	$417,000
GREENWOOD	$417,000
HAMILTON	$417,000
HARPER	$417,000
HARVEY	$417,000
HASKELL	$417,000
HODGEMAN	$417,000
JACKSON	$417,000
JEFFERSON	$417,000
JEWELL	$417,000
JOHNSON	$417,000
KEARNY	$417,000
KINGMAN	$417,000
KIOWA	$417,000
LABETTE	$417,000
LANE	$417,000
LEAVENWORTH	$417,000
LINCOLN	$417,000
LINN	$417,000
LOGAN	$417,000
LYON	$417,000
MCPHERSON	$417,000
MARION	$417,000
MARSHALL	$417,000
MEADE	$417,000
MIAMI	$417,000
MITCHELL	$417,000
MONTGOMERY	$417,000
MORRIS	$417,000
MORTON	$417,000
NEMAHA	$417,000
NEOSHO	$417,000
NESS	$417,000
NORTON	$417,000
OSAGE	$417,000
OSBORNE	$417,000
OTTAWA	$417,000
PAWNEE	$417,000
PHILLIPS	$417,000
POTTAWATOMIE	$417,000
PRATT	$417,000
RAWLINS	$417,000
RENO	$417,000
REPUBLIC	$417,000
RICE	$417,000
RILEY	$417,000
ROOKS	$417,000
RUSH	$417,000
RUSSELL	$417,000
SALINE	$417,000
SCOTT	$417,000
SEDGWICK	$417,000
SEWARD	$417,000
SHAWNEE	$417,000
SHERIDAN	$417,000
SHERMAN	$417,000
SMITH	$417,000
STAFFORD	$417,000
STANTON	$417,000
STEVENS	$417,000
SUMNER	$417,000
THOMAS	$417,000
TREGO	$417,000
WABAUNSEE	$417,000
WALLACE	$417,000
WASHINGTON	$417,000
WICHITA	$417,000
WILSON	$417,000
WOODSON	$417,000
WYANDOTTE	$417,000

Lenders in: Kansas.