For those curious about refi statistics, Freddie Mac has released data from its activities from January 2012 to March 2013 and reports that 434,000 borrowers qualified for and took advantage of HARP over the course of 2012. An additional 113,000 refinanced under the program during the first three months of 2013. In total, 687,000 borrowers refinanced through Freddie in 2012, and another 197,000 refinanced in Q1 of 2013. Over the entire 15-month period, 91,000 borrowers modified their payments through HAMP and the Standard modification, and 57,000 borrowers retained their homes through forbearance, reinstatement, and repayment plans, and 67,000 borrowers exited their underwater mortgages through the Standard Short Sale and Standard Deed-in-Lieu of Foreclosure programs