While other lenders have exited the manufactured housing market, Premier Home Mortgage has continued to offer FHA Manufactured financing for clients with FICO's as loan as 620!

Property Eligibility : A manufactured home is a structure that is transportable in one or more sections, and is designed and constructed to the Federal Manufactured Construction and Safety Standards and is so labeled. To be eligible for FHA mortgage insurance, all manufactured homes must comply with the following:
oA floor area of not less than 400 square feet
oBe constructed after June 15, 1976 (manufactured homes produced prior to that date or ineligible for insured financing)
oBe classified as real estate (but not be treated as real estate for purposes of state taxation)
oBuilt and remains on a permanent chassis
oDesigned to be used as a dwelling with a permanent foundation built to FHA criteria.