If you're thinking about entering the housing market, now is the time to look for that house that you always wanted. With rates so low and the affordability of housing, getting into that new house can happen. Rates are predicted to remain low, but as always is the case with financial markets, what goes down must go back up. Don't hesitate, talk with a Mortgage Lender about what you may be able to afford. With rates so low, you will be amazed; you may pay less for the Principal and Interest than you are paying for your current rent.