Did you know that one of the most common issues that prevents people from getting a mortgage loan has to do with their college days? Yup, When you get a student loan; believe it or not, they want you to pay it back. So when it comes time for you to get that real job and you want your first house; those student loans can creep up on you. Those student loans need to be paid off; and for your credit to be at its best they need to paid off on time! So when you get those notices saying it's time to pay up? Pay up, OR if you can't pay up get them deferred. If you don't get them deferred (or pay them when the bills come rolling in) it can really damage your credit and that will kill your ability to get a mortgage AND a new home!

So what's the point? Pay your student loans off on time or get them deferred and pay them off later!