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Shannon Gray

5 Advantages Of Working With A Mortgage Broker

Monday, December 3, 2012 - Article by: Shannon Gray - LifeSource Mortgage - Message

Advantage #1: Better Customer Service

Have you ever called a bank or large corporation and got the dreaded automated recoding...Press 1 for this, Press 2 for that, Press 15 for xyz, only to miss the pre-recorded message and then have to listen to it all over again! Well, that's not the case when you call LifeSource Mortgage or most brokers. In fact, we take great pride in providing excellent customer service to our clients.


Advantage #2: Options, Options, and More Options...

Mortgage brokers are in a unique position where they are not forced to use one specific product or bank. At LifeSource Mortgage, we are able to use several lenders and shop for the best rates and programs on the market today. Many times direct lenders or banks do not offer special home loan programs, but as a mortgage broker we can search, shop, and secure the home loan that meets your needs!


Advantage #3: Accountability

At LifeSource Mortgage, we are owned and operated by San Clemente resident, Shannon Gray. For our clients this means 100% accountability. Client satisfaction is our priority and we take great pride in the service we provide. Many times other loan officers/employees at large institutions have no regard in how they treat others and deal with challenges. There is the CEO, several layers of managers, and numerous lower level employees, so the finger pointing game becomes an endless circle of blame.


Advantage #4: Single Point Of Contact

Here at LifeSource Mortgage, our clients work with a single person throughout the entire home loan process. This makes the whole loan process much more enjoyable for our clients. Forget about getting shuffled and passed around to numerous people who have no clue on the status of your home loan. One of our guiding principles is "excellent communication", and this advantage helps reinforce our client philosophy.


Advantage #5: No Strict Overlays

Freddie Mac and Fannie Mae have guidelines for banks/lenders when giving out loans. Often times many lenders create "overlays", which are even stricter guidelines above and beyond what Fannie & Freddie require. These strict overlays make it more difficult to qualify for many individuals. Here at LifeSource, we have the ability to shop around and utilize lenders without overlays.

Call LifeSource Mortgage today @ (949) 492-2252 if you're looking to buy in Orange County or surrounding areas. We are Orange County mortgage specialist!

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