What type of loan is best for you?
Finding your way through all of the options, payment plans, applications and paperwork can be confusing. Which loan is best for you depends on your credit standing, assets and savings or equity if you are refinancing.

For those with little savings or down payment and lower credit scores, FHA mortgage loans are usually the best loan program and are very popular. FHA mortgage loans require 3.50% down payment.

For people in the military or former veterans a VA Home loan is usually the best option. No down payment is required on a VA home purchase loan.

For people in rural areas a USDA Rural Housing loan offers 100% financing, meaning you can buy a home with no down payment. Rural Housing loans are available in rural or non urban areas.

For people with established credit and significant down payment a conventional conforming mortgage loan is usually the best loan program. If you plan to have 10% to 20% down payment, a conventional mortgage may be your best option.

A professional Mortgage Loan Officer will help to analyze your unique situation and recommend the best and most beneficial mortgage product to meet your needs.