OK so you need to raise your credit score but all you have is bad credit. Getting new credit is almost impossible because new creditors and lenders are unwilling to give you a second chance. What do you do when you need to re-establish your credit, but can't get a credit card? You get a secured credit card.

What is a Secured Credit Card?
A secured credit card works just like a regular credit card. You make purchases the exact same way and that purchase is deducted from your credit limit. You pay on the balance in installments - or you can pay the whole balance off all at once. For more info about Secured Credit Cards including some recommendations on the best secured cards, click here.

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