It has been thought that the Interest Rate Reduction Loan is pretty much dead but if you know who your a paying your loan to like say Wells Fargo then some lenders that work with them should be able to still get you that IRRL that you need.

Homeowners Financial Group is able to provide this type of loan for a minimal to no cost from you and there is no appraisal required. If you are paying 5% or more in interest and you loan is through Wells Fargo contact me today to see how low we can get that rate. No strings and not fee just a good old fashion consultation. 480.305.8700 x 58716 rates are at 4.75% or lower.