As of June 6th of 2011 I am able to provide true FHA Streamline that requires no appraisal. You must have FICO score of 640 or higher and have paid the last 12 months of payments on time. There is no appraisal requirement so no need to worry about the value of the home.

All fees are covered by Homeowners Financial Group including title fees. This is truly a no cost refinance option for anyone who is in Arizona with an FHA that is in the 5% range. The rates for our FHA Sreamline start at 4.75% and go lower depending on the loan amount and program.