Start Spreading the Facts

Buying a home has always been a big decision. But for some people today it's a difficult decision because of all the conflicting information coming from the media. To make matters worse, that information is often outdated...or even inaccurate.

If you know anyone who is thinking of purchasing a home this year, please share the following information with them:

1.Mortgage options are still plentiful for borrowers with good credit scores and documented income.
2.There are still programs available, like FHA, that allow as little as 3.5% down payment, and many others that allow less than 20% down.
3.Jumbo mortgages are still available on loan amounts even in excess of $2 million dollars.
4.Vacation/second home financing can be obtained with as little as 25% down, even with jumbo mortgages.
5.There are "first time homebuyer" mortgages available at discounted interest rates and with reduced down payment requirements.
6.As of today, rates on most mortgages are still at the low end of the range when compared to the last 30 years.
7.Most homes are selling at a big discount relative to 5 years ago.
Make sure your friends and family know the facts! Owning the home of their dreams may not be as hard as they think.

Send your friends and family this letter and let them know I would be happy to meet with them and help them determine what options are available in their personal situation. Getting pre-approved for a mortgage BEFORE speaking to a Realtor could help make them a much stronger buyer in the eyes of a seller. If there's anyway I can lend a hand, I'll be happy to do so.

Thanks for your help and continued support, and if you have any questions about your own situation call or email me anytime!

Sincerely,

Jim Marcinkowski
Inlanta Mortgage

jimmarcinkowski@inlanta.com